About Insurance Carriers
Most private and public insurance carriers will cover hospital care, surgery, acute care, office visits and labs. Even then, depending on your plans deductible, lab and prescription coverage, co-insurance and preventive care options, you may be left with hundreds/thousands of out of pocket costs. We have seen this time and again as health costs continue to soar. With this also comes the 'dialing for dollars' situation most practices are facing in seeking insurance reimbursement. Many practices are now part of larger hospital systems in order to deal with the complexities of the insurance/coding system.
About Insurance Carriers
Most private and public insurance carriers will cover hospital care, surgery, acute care, office visits and labs. Even then, depending on your plans deductible, lab and prescription coverage, co-insurance and preventive care options, you may be left with hundreds/thousands of out of pocket costs. We have seen this time and again as health costs continue to soar. With this also comes the 'dialing for dollars' situation most practices are facing in seeking insurance reimbursement. Many practices are now part of larger hospital systems in order to deal with the complexities of the insurance/coding system.
In 2011, we chose to be 'Out-of-Network' providers. We discount our fees and overall bill less than the 'usual and customary' charges for the time spent and complexity/ number of problem(s) addressed. Your insurance s billed $180-295 for a 10-20 minute visit which often goes to your deductible. Your insurance can reimburse you according to your plan's guidelines. Most patients are getting reimbursed quite well. We can send in the insurance paperwork, on your behalf, to help with reimbursement.
